M.O.M. Estimate is for owners already in business. If you’re paying bills, buying supplies, and making decisions without knowing how the next few months will play out, this is built for you.

Accounting software tells you what already happened. M.O.M. Estimate helps you see what’s coming next—so you can make decisions before things get tight.

They work well together, but they do very different jobs.

It helps you answer one question clearly:

“If I keep running things this way, will I be okay when things slow down?”

Everything in M.O.M. is built around making that answer visible.

No.

If you can run a business, you can use M.O.M.

It’s built to make the numbers make sense—not turn you into an accountant.

Most owners are set up in about 15 minutes.

You’re not building spreadsheets or entering years of history, just enough to see how things actually work.

Yes. M.O.M. shows whether your pricing actually covers:

• supplies

• labor

• overhead

• and slow periods

So you’re not guessing or finding out too late.

That’s one of the main reasons it exists.

M.O.M. helps you see:

• when things tighten

• how early you need to adjust

• and whether you’ll be fine before it happens

So slow months aren’t surprises.

No. M.O.M. isn’t about tracking every dollar; it’s about seeing whether the setup works.

Once it’s set up, it works in the background to support real decisions.

M.O.M. probably isn’t a fit if:

• you’re pre-revenue

• you’re running a side hustle

• you’re not dealing with real bills yet

It’s built for owners under real pressure who want clarity, not theory.

Spreadsheets are great for tracking details. M.O.M. Estimate is for answering bigger questions—like whether what you spend actually comes back in time, and how the next few months look if nothing changes.

Many owners keep their spreadsheets and use M.O.M. to make decisions with more confidence.

It might confirm what you’re already feeling—but that’s the point.

Seeing the problem clearly is what lets you adjust early, instead of finding out when things are already behind. Most owners say the relief comes from knowing, not guessing.

No. M.O.M. doesn’t tell you what to do—it shows you what’s happening.

It gives you the clarity to decide whether pricing, costs, timing, or volume is the issue, so you can make changes that actually fit your business and your values.